“Services” mean loss adjusting, claims assessment, pre-risk survey, cargo superintending, and salvage handling.
“Client” means the party requesting Services.
“Assignment” means the specific task or project undertaken by Clearview Loss Adjusters Ltd.
1. Scope of Work
- Clearview Loss Adjusters Ltd will perform Services with reasonable care and skill.
- The Client will provide necessary information and access for Clearview Loss Adjusters Ltd to perform Services.
2. Fees and Payment
- Fees are payable upon completion of services
- Fees are payable to Clearview Loss Adjusters Limited either by cheque written in the Company’s name or direct transfer to the Company’s bank account with details specified on our Invoice.
- Fees shall be settled within 14 days of submission of our report with accompanying invoice or as otherwise agreed with the client
3. Liability and Indemnity
- Clearview Loss Adjusters Ltd is liable for damages or losses caused by negligence or breach of contract.
- The Client indemnifies Clearview Loss Adjusters Ltd against claims, damages, and expenses arising from the Assignment.
4. Confidentiality
- Clearview Loss Adjusters Ltd will maintain confidentiality of Client information.
- Exceptions: disclosure required by law or with Client consent.
5. Termination
- Either party may terminate the Assignment with [insert number] days’ written notice.
- Clearview Loss Adjusters Ltd may terminate if the Client breaches Terms and Conditions.
6. Governing Law
- > These terms and conditions shall be governed by:
- a) The National Insurance Commission Act 1997
- b) The Insurance Act 2003
- c) The Code of Good Corporate Governance for the Insurance Industry in Nigeria
- d) Guidelines and Circulars related to Loss Adjusters business
7. Dispute Resolution
- Disputes will be resolved at first through Arbitration and/or alternative dispute resolution mechanism
8. Entire Agreement
- These Terms and Conditions constitute the entire agreement between the parties.